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Read before you hold

Risks.

Nothing is guaranteed.

Payday comes from the creator fees on $BRICS trading and the Foundation’s yield. If trading is quiet and the Foundation is small, Payday is small or zero. We don’t quote an APY.

We don’t set the fee.

The creator fee pump.fun pays on every trade: 0.30% on the bonding curve, then a tiered 0.95%→0.05% by market cap after graduation to PumpSwap. See pump.fun, updated 2026-05-20. pump.fun can change it. Revenue is booked when creator fees are claimed.

The operator.

One operator runs the indexer, settlement, purchases and deliveries, and holds the payout key. Every epoch’s root and payouts are published, and a second RPC provider checks a sample before anything settles. That catches mistakes. It does not remove the need to trust the operator. The fee split, the asset list, the epoch length and the Foundation mix are published at /v1/policy and can change. Changes are published first.

The Foundation is not a claim.

The Foundation never sells principal. That is a rule about the vault. It is not a price floor, and holding $BRICS gives no right to redeem or claim any Foundation asset.

Asset risks.

  • Most tokenized stocks here let their issuer move tokens in any account, pause transfers and freeze accounts. Some charge a transfer fee. Each asset lists what applies.
  • Being able to receive an asset does not mean you may hold it where you live.
  • Your share is swapped at the time of purchase within a slippage limit. A purchase that can’t fill waits. No price is guaranteed.
  • Some wallets show xStocks with a display multiplier. Raw units are what you own.

Market risks.

$BRICS launched on a bonding curve, is volatile and can go to zero. Liquidity can be thin. There is no team allocation and no presale, so no one is obliged to support the price.

What Brics cannot do.

  • Take custody of your $BRICS.
  • Pay anyone more than their share, or pay out more than an epoch’s pot.
  • Remove a floor from a tower.
  • Ask you to sign a transaction to receive Payday.

Not financial advice. This is informational only and not an offer or recommendation to buy any token or asset. Nothing here guarantees future value, utility, return, or availability. $BRICS is a volatile crypto asset and can go to zero.